Eligibility Conditions and Schemes

To qualify:

  • – All applicants need to be at least 21 years old (35 years if you’re applying under the Joint Singles Scheme)
  • – One of you must also be a Singapore Citizen, with at least one other applicant being either a Singapore Citizen or Permanent Resident.
  • – Combined gross monthly household income cannot exceed $16,000
  • – You’re required to fall under one of the following HDB eligibility schemes:
    1.    1. Public Scheme
    2.    2. Fiancé/Fiancée Scheme
    3.    3. Orphans Scheme
    4.    4. Joint Singles Scheme
    5.  

Other restrictions:

  • – You cannot own non-HDB property (overseas or locally), or have disposed of such property within the last 30 month.
  • – You cannot own/have owned more than 1 of the following: (i) flat bought from HDB; (ii) EC/DBSS flat bought from a developer; or (iii) HDB resale flat bought with a CPF Housing Grant.
  • – You haven’t met the minimum occupation period on your current subsidised flat. If it’s an executive condominium, you’ll need to wait a further 30 months from its date of disposal, before you can apply for a new one.
  • – For divorcees – for 3 years from the date of divorce, only 1 party of the divorce can own a subsidised flat.
  • – If you have previously cancelled an HDB application or terminated the Sales & Purchase Agreement (S&P) for a DBSS flat/EC using a CPF Housing Grant, you’ll be barred for 1 year or 5 years respectively.

Government Grants

  • Up to $30,000

Questions on Eligibility?

Click below to fill in the E-Application for a Free Eligibility Check Today!